Debit Card

Venmo Mastercard Debit Card & Stash

Spend your Venmo balance everywhere Mastercard is accepted. Earn up to 5% cash back with the Venmo Stash rewards program — no monthly fee, no minimum balance, and free ATM access at 40,000+ locations.

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Venmo Debit Card contactless payment

Venmo Debit Card Overview

The Venmo Debit Card is a Mastercard issued by The Bancorp Bank, N.A. that connects directly to your Venmo balance. Use it everywhere Mastercard is accepted — in stores, online, and for contactless payments with tap-to-pay technology. There are no monthly fees, no minimum balance requirements, and you can withdraw cash for free at over 40,000 MoneyPass ATMs nationwide.

5%

Max Cash Back with Stash

40K+

Free MoneyPass ATMs

$0

Monthly Fee

Venmo Stash Rewards Program

Venmo Stash is a tiered rewards program that lets you earn cash back at participating brands when using your Venmo Debit Card. The more you use Venmo, the higher your rewards tier.

TierCash BackHow to Unlock
BaseUp to 1%Use Debit Card at select brands
Auto Reload2%Enable automatic balance reload
Direct Deposit5%Set up Direct Deposit to Venmo

Maximum cash back is $100 per month. Rewards are deposited directly into your Venmo balance.

ATM Access

Withdraw cash for free at any of the 40,000+ MoneyPass ATMs across the United States. The daily ATM withdrawal limit is $400. Withdrawals at non-MoneyPass ATMs may incur operator fees.

Card Details

Order Your Venmo Debit Card

No monthly fee, free ATMs, and up to 5% cash back.

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Important Disclosures

Venmo is a service of PayPal, Inc. PayPal is not a bank, does not take deposits, and is not FDIC insured. The Venmo Visa® Signature Credit Card is issued by Synchrony Bank. The Venmo Mastercard® Debit Card is issued by The Bancorp Bank, N.A.

Venmo Borrow: $200–$5,000, 5% flat fee. Invite-only. Not all qualify. APR and fees accurate as of September 2026, subject to change. Venmo® is a registered trademark of PayPal, Inc.